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Insurance Issues for HOAs

HOA insurance
There are many ways that an HOA could either sustain damage or incur potential liability. An HOA maintains numerous common areas where residents and others may pass. In addition, there is potential liability when an unhappy owner files a lawsuit against the HOA. For various reasons, an HOA would need one of several insurance policies.
HOA law
HOAs may try to build a sense of community around the holidays by organizing a party. While there are benefits of getting neighbors together, there may also be risks that you should consider and manage. When done properly, bringing neighbors together furthers the common good. One of the first questions is whether the HOA can

Stay on Top of California HOA Laws

California HOA Laws
The California State Legislature continuously passes new laws that affect HOAs. Millions of people throughout the state live in these developments. Thus, continuously fine tuning regulations is in the legislature’s best interest. Legislators are continuously being lobbied to change policies, both by groups of homeowners and HOAs themselves. These new laws often take effect at
HOA common areas
In general, a common area in an HOA is a space or amenity that is equally available for all homeowners. These areas must be maintained by the HOA as opposed to by the individual homeowners. Laws that protect equal access, including disability regulations, will apply to the common areas. California law defines a common area