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Author: Pat Geddie

What Types of Rules Can HOAs Enforce?

Tuesday, 24 January 2023 by Pat Geddie
HOA rules
The HOA has the responsibility to enforce a number of rules on behalf of homeowners. However, the HOA can only enforce rules that are legal in the first place. One of the main rules that the HOA can enforce is about the appearance of a home. The homeowner can only make changes with the approval
HOA rules
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Is Your HOA in Compliance with the Law?

Tuesday, 24 January 2023 by Pat Geddie
HOA compliance
Both California and the federal government have laws that apply to HOAs. On the state level, there is an extensive body of law that HOAs must follow that regulate practically every area of operations. On the federal level, HOAs must comply with fair housing and equal access laws. California’s Davis-Stirling Act provides legal standards that
HOA compliance
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How Collections Work for HOAs

Tuesday, 24 January 2023 by Pat Geddie
HOA collections
Homeowners may owe the HOA money for back dues or fines. If the homeowner does not pay these dues in time, the HOA may make reasonable collection efforts. An HOA may use a number of methods to get homeowners to pay debts. An HOA will usually begin by sending the delinquent homeowner a demand letter
HOA collections
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For 2023, Review Anti-Discrimination Policies for Housing

Thursday, 05 January 2023 by Pat Geddie
Anti-Discrimination Policies for Housing
HOAs are required to strictly comply with the Fair Housing Act. This federal law, passed in 1968, is intended to prevent discrimination in housing. HOAs cannot take actions that violate this law. The language of the HOA makes it clear that it applies to HOAs. In addition, there are also a myriad of state laws
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Creating HOA Committees

Thursday, 05 January 2023 by Pat Geddie
HOA committees
HOA board members may need additional assistance in doing their jobs. There may be certain sub-issues that they want more information and help with that they cannot do personally. Homeowners who are not on the board may also have expertise and time that could be valuable. Accordingly, they may create committees. HOA committees can take
HOA committees
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Insurance Issues for HOAs

Thursday, 05 January 2023 by Pat Geddie
HOA insurance
There are many ways that an HOA could either sustain damage or incur potential liability. An HOA maintains numerous common areas where residents and others may pass. In addition, there is potential liability when an unhappy owner files a lawsuit against the HOA. For various reasons, an HOA would need one of several insurance policies.
HOA insurance
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Is Your HOA Planning a Holiday Party?

Sunday, 04 December 2022 by Pat Geddie
HOA law
HOAs may try to build a sense of community around the holidays by organizing a party. While there are benefits of getting neighbors together, there may also be risks that you should consider and manage. When done properly, bringing neighbors together furthers the common good. One of the first questions is whether the HOA can
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Stay on Top of California HOA Laws

Sunday, 04 December 2022 by Pat Geddie
California HOA Laws
The California State Legislature continuously passes new laws that affect HOAs. Millions of people throughout the state live in these developments. Thus, continuously fine tuning regulations is in the legislature’s best interest. Legislators are continuously being lobbied to change policies, both by groups of homeowners and HOAs themselves. These new laws often take effect at
California HOA Laws
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What are Considered HOA Common Areas?

Sunday, 04 December 2022 by Pat Geddie
HOA common areas
In general, a common area in an HOA is a space or amenity that is equally available for all homeowners. These areas must be maintained by the HOA as opposed to by the individual homeowners. Laws that protect equal access, including disability regulations, will apply to the common areas. California law defines a common area
HOA common areas
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How to Handle Disgruntled HOA Residents

Thursday, 03 November 2022 by Pat Geddie
HOA dispute
Disgruntled residents can become a stressful situation for any HOA board. They can also cost the board money in legal fees if the matter becomes a dispute. Before the problem reaches that level, the HOA may be able to take steps to diffuse the situation. At the end of the day, the homeowner has the
HOA dispute
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